Home Insurance

Once you have purchased your new home, allow us
to ensure you have the right home and possessions insurance

Making the right choice

Once you have selected your new mortgage the next logical step is to make sure that your home and all of its possessions are fully protected from areas such as fire, flood, break-in and storm damage. The NGI team are here to make this process as smooth as possible, helping you find the right cover which is most suitable for your need.

Our one tip when it comes to choosing home insurance, is to always think about the cover you need, don’t just focus on the price. The most critical area is the quality of the cover, every insurer will provide a different price and a different policy, you need to ensure that your future policy ticks all of the boxes that you need.

Our team can work with you to establish the cover that is right for you

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

Additional areas you should be aware of

Buildings Insurance

Having buildings insurance means that the structure of your property along with all the permanent fixtures and fittings (such as toilets, fitted kitchens, fixed bedroom cupboards) are covered. Alongside this a buildings policy will include garages, greenhouse and garden sheds that are located at your property.

Any policy should be tailored to suit the individual type of property along with the relevant fixtures and fittings.

Contents Insurance

Contents insurance is an option that you can select which will cover loss or damage to your possessions. This type of insurance will typically cover anything you take with you when yo move house, this can include furniture, curtains, free standing kitchen equipment, clothing and electrical devices.

Any contents insurance can be tailored to your specific need, for more information please call us on 01993 706403.

Free initial consultation

There is no quick solution to finding you the right insurance, just time and research. That is why the first initial consultation is always at our cost. For more information please call us on 01993 706403.