NGI Residential Mortgages
NGI Residential Mortgages Ltd aims to simplify the process of obtaining the right mortgage for you, based on your needs, circumstances and preferences. Offering tailor made independent and professional advice.
Our mortgage specialists have the knowledge and experience to deal with every possible mortgage requirement.
Working with you to ensure your home and all of its possessions are fully protected from areas such as fire, flood and storm damage.
Helping you to put the right insurance in place to keep you protected from potential risks such as critical illness or redundancy
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST FORMS OF BUY TO LET MORTGAGE AND SOME FORMS OF BRIDGING LOAN
Our team offer many years experience in the finance industry and believe in matching the correct mortgage to meet your specific needs.
We are not tied to any one lender, which enables us to source the best offers and most suitable product for your individual requirements, taking into account not only the headline rate but the whole package on offer, including lender fees, insurance products and any early repayment penalties.
We offer a comprehensive range of mortgage products from across the market. We offer both first and second charge mortgages, but not deals that you can only obtain by going direct to a lender.
For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender or an unsecured loan (e.g. a personal loan). For those seeking a ‘Retirement Interest Only Mortgage’, a ‘Lifetime Mortgage’ may be available and more appropriate for your needs.
If you need a little help please feel free to call us on 01993 706403 or drop us a line
If you are considering stepping in to the buy to let market then our team will be on hand to help you every step of the way.
We wanted to write and thank Michael for all the support and expertise helping Lesley and me with our recent buy to let mortgage.
He gave us a range of options based on a conversation about our requirements. The final recommendation met our needs perfectly and was within our budget. The entire process was easy for us to complete, especially as we’re busy running our business.
We were kept fully informed through the process and all the team were excellent, helping at all stages.
Lesley and I would be delighted to recommend your services and also to use you personally again in the future.
One of our team would be delighted to carry out a free initial consultation, please complete the following and we will be in contact as soon as possible
We will use your name, email address and contact number (‘personal information’) to contact you about the services you have requested or respond to an enquiry you have submitted, which will require us to share your personal information with our advisers. For further information on how your information is used, including disclosure to third parties, how we maintain security of your information and your rights in relation to the information we hold about you, please see our Privacy Policy.
The number of residential property sales registered across the UK in September increased by 21.3 per cent on the previous month to 98,010, data from…
The proportion of house sales reliant on funds from the bank of mum and dad will rise from 19 per cent in 2019 to 23…
Estate agency Kinleigh Folkard & Hayward reports that it has seen unprecedented demand from both buyers and sellers since the chancellor announced a stamp duty…