About us

Located in the beautiful town of Witney we provide mortgage solutions across the Cotswolds and surrounding areas
Our business ethos

To provide a highly regarded customer experience

Here at NGI Residential Mortgages Ltd we recognise that providing a good customer experience means that we create a loyal customer base.

Our team have been built on an ethos of having a genuine desire to offer help to our customers, not about identifying how many selling opportunities we can present. We want each and every client to experience the same level of service no matter what their individual requirements are.

Our aim is to ensure that our customers are 100% satisfied with the services we provide them, ultimately this means they are then comfortable referring us on to family members, friends and business colleagues.


Our mortgage team have broad industry knowledge and have built up several years of expertise in supporting a range of mortgage requirements.


A value which is incredibly important to us is honesty, above all else we ensure we provide a truly honest and open approach to every enquiry that we handle.


We are a team of mortgage specialists, through knowledge and experience our services have been developed to accommodate the needs of our loyal customers.

Meet Our Team

Chris Morris

Chris is the co-founder of NGI Residential Mortgages and runs sister company NGI Finance day to day. Having previously worked for Lloyds bank for 20 years where he ran a £200m Asset Finance business in the South East. Outside of work Chris is a keen road cyclist and a lifelong fan of Newcastle United Football Club.

Maria Morris

Maria is the co-founder of NGI Residential Mortgages, she helps run this business together with sister company NGI Finance. She previously worked as an Area Manager at Lloyds Bank for 16 years, relocating twice and settling in Oxfordshire in 2003. Outside work Maria keeps busy at home with her 3 daughters, enjoying fitness and dog walks.

Michael Alberts

Michael joined NGI Residential Mortgages Ltd in January 2016. He has over 20 years of experience in Financial Services specialising in Mortgages, Personal and Business Protection Insurance advise. He prides himself in providing his clients with a high quality, professional and bespoke advice service. Outside of work, Michael enjoys sports, a huge fan of Liverpool FC, movies and going to the theatre.

We would be delighted to offer you some help

Please call one of the team on 01993 706403 or drop us a message