Buy To Let

Come and take advantage of our independent and
whole of market mortgage solutions

A truly independent solution

If you are considering stepping in to the buy to let market then our team will be on hand to help you every step of the way. Whilst you will be purchasing a residential property the scenario of then letting this to a tenant is classified as a business transition, therefore rates and fee’s are generally higher than a standard residential mortgage.

As an independent mortgage company we are in the fortunate position of not being tied in to one lender, we can take the time to fully understand your individual circumstances and provide you with a completely unbiased solution.

The NGI team takes a whole of market approach. We will use our expertise and business acumen to provide mortgage solutions which matches your specific financial situation.

A mortgage is a loan secured against your home or property. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Our top tips for considering buy to let

Research

Make sure you fully understand all the financial implications with buy to let and if you decide to proceed carefully select the property location to ensure the rental market is buyont.

Define

Carefully go through the process of defining your budget for a buy to let portfolio and then define your tenant (family, professional, student, etc) to ensure you attract the right profile.

Specialist advice

Ensure you seek specialist advice. Speak to someone that has a deep understanding of the buy to let mortgage market to ensure you get a complete picture of the finance options available.

Management

From the outset decide on your management type, will you self manage the property or will you use the services of a specialist agent. There are pros and cons of for selecting both options.