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House In Multiple Occupation | HMO Advice Witney | Help with HMO in Oxford | Buy to Let for HMO
House in multiple occupation
 House in multiple occupation 1024 576 NGI Residential Mortgages

Being a landlord can be hard work and whilst undoubtedly there are financial benefits to having a large property portfolio it is not without its headaches. Did you know though that there is an easier way to get an even better return on your investment? HMO’s (House in Multiple Occupation) are classed as properties with…

The Benefits of a Remortgage | Remortgage Witney | Help with Remortgage | Can I Remortgage | Remortgage Advice Oxford
The benefits of a remortgage
 The benefits of a remortgage 1024 576 NGI Residential Mortgages

There are numerous reasons for remortgaging. Your current deal might be about to expire or there are better interest rates available. The value of the home has grown quickly, and you could benefit from a different deal. You want to fix your interest rate for the next 5-years. You could be considering a new facility…

Why Use A Mortgage Broker | Mortgage Advice | Help with New Mortgage | Mortgage Help Witney
Why use a mortgage broker
 Why use a mortgage broker 1024 576 NGI Residential Mortgages

In a world where choices are plentiful it can be often overwhelming to know who to go to for advice. Take for example a mortgage requirement. Do you search online? Do you speak to a bank manager? Do you ask for a recommendation from a friend? Do you look in a magazine directory? This is…

Tips For Buying New Builds | Help Buying New Home | Mortgage for New House Witney | Money Advice New Home
Tips for buying a new build
 Tips for buying a new build 1024 576 NGI Residential Mortgages

According to data released by the Ministry of Housing* there were 241,130 new homes completed in 2019, which is more than any other year since the report was first started back in 1991. They are certainly a very popular choice and here are some reasons why: People love anything new and they relish the fact…

Bridging Loans Between Properties | Temporary House Finance | House Bridging Finance | Second Property Mortgage
Bridging loans between properties
 Bridging loans between properties 1024 576 NGI Residential Mortgages

A bridging loan provides a short-term financial solution which is typically used to secure quick funding to purchase a new property. Typical examples of when a bridging loan can be utilised are: Downsizing or Upscaling – When looking to downsize or upscale a bridging loan can be used so that you can purchase the new…

A New Office Location
 A New Office Location 1024 546 NGI Residential Mortgages

The NGI Residential team are delighted to announce a change for 2020 with a move to a new office location. Towards the end of 2019 we found the perfect commercial property for our business and put the wheels in motion to complete the deal. Fortunately, everything went smoothly, and the purchase was completed in early…

Residential Mortgages | NGI Residential Mortgages | Mortgage Advice Witney | Mortgages | Remortgages | Buy To Let | Bridging Loans | Second Charge Mortgages | Home Insurance | Protection Insurance
Volume of remortgages up in December: LMS
 Volume of remortgages up in December: LMS 1024 546 NGI Residential Mortgages

The volume of remortgages increased in December, rising from 52,521 to 52,983 month-on-month, according to LMS. The average loan amount also increased on a monthly basis, up from £175,531 to £178,613. Of those who remortgaged last month, the most popular loan type was five-year fixed rate products at 46 per cent. Furthermore, 45 per cent…

Residential Mortgage Case Study | Mortgage Help Witney | Happy Mortgage Client | Mortgage Endorsement
Residential Mortgage Case Study
 Residential Mortgage Case Study 1024 576 NGI Residential Mortgages

Residential Mortgage Historically, obtaining a residential mortgage when you are self-employed, has always been a complicated process. Which is exactly what Eric Marshall found when he was in need of some expert advice to purchase a house in Witney. He found a company who completed an initial assessment with him however, after a few days…

Buy to Let for Second Properties | Mortgage for Buy To Let | Mortgage for Second Property |
Buy to Let for Second Properties
 Buy to Let for Second Properties 1024 576 NGI Residential Mortgages

Many people these days are looking to property to provide them with a decent retirement pot. At present, savings returns are low and mortgages are relatively cheap so a second property that you plan to rent out can seem like an attractive option. However, if you are looking to purchase a second property with the…

Second Charge Mortgages | Raising Finance | Consolidate Unsecured Debt | Finance for Paying Credit Card
Second Charge Mortgages
 Second Charge Mortgages 1024 576 NGI Residential Mortgages

If you are looking for finance but are struggling to get funding from your current lender, have you considered a second charge mortgage? This type of solution is considered as an additional mortgage and becomes a second charge against your house. A second charge mortgage can be useful for various purposes which includes home improvements…

What Is Let To Buy | Let To Buy Mortgage | Bridging Mortgage Gap | 2 Mortgages
What is Let To Buy?
 What is Let To Buy? 1024 576 NGI Residential Mortgages

Have you found your ideal new home but are struggling to sell your existing property? Perhaps you and your partner wish to move in together but you both already own a home and don’t want to sell the remaining property? Whatever the reason, bridging the gap between purchasing the new home and covering a mortgage…

Residential Mortgages | NGI Residential Mortgages | Mortgage Advice Witney | Mortgages | Remortgages | Buy To Let | Bridging Loans | Second Charge Mortgages | Home Insurance | Protection Insurance
March budget to mark return to investment and borrowing
 March budget to mark return to investment and borrowing 1024 546 NGI Residential Mortgages

The date of the first Budget since the general election has been set for 11 March. With an extra £100bn to be earmarked for infrastructure, the Budget will also be Sajid Javid’s first as chancellor, and will mark a rhetorical turn for the Conservative party away from fiscal austerity towards prudent borrowing. Javid told the…

The Benefits of a Holiday Let | Buying Holiday Home | Mortgage for Holiday Home | Holiday Let Mortgage
The Benefits of a Holiday Let
 The Benefits of a Holiday Let 1024 576 NGI Residential Mortgages

Dreaming of buying a holiday home by the sea or in the tranquillity of the countryside? You’re not alone. Many of us have pondered the possibility of owning our own little piece of paradise to escape to at the weekend or for special occasions. Indeed, more and more people have turned this dream into a…

New Year | New Mortgage | New Home for 2020 | Finance for Property Makeover
New Year
 New Year 1024 576 NGI Residential Mortgages

Welcome to 2020. A New Year always brings with it excitement and optimism. People set out their goals to improve health and wellbeing, they make a concerted effort to achieve everything they desire from a work environment and they plan to make sure family life is the best it can be. Often a resolution will…

Thinking Time | Financial Planning for 2020 | Finance for Home Extension | Second Charge Mortgage | Mortgage For New Home
Thinking Time
 Thinking Time 1024 576 NGI Residential Mortgages

Now that the excitement of Christmas Day and Boxing Day has passed, it’s not unusual to find yourself in a reflective mood. Often this is the ideal thinking time, when you can start planning for what you want to achieve in 2020. Perhaps you fancy a home extension, or you want to raise some money…

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The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

NGI Residential Mortgages Ltd is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority. TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.

NGI Residential Mortgages Ltd is registered in England and Wales under reference 09885884.
Registered office address: The Old Chapel, Union Way, Witney, OX28 6HD.