Mortgages

In life we often have to make very important decisions, probably one of the most important and arguably the biggest financial decision is investing in a property – you have to make the right decision, as a Mortgage broker we will endeavour to find a suitable competitive mortgage deal, based on your needs, circumstances and preferences.

Here at NGI Residential Mortgages Ltd we have the knowledge and experience to deal with every possible mortgage requirement, whether it is a remortgage, first time buyer or investment property our team are on on hand to cater for every need.

We often find that people spend an exhausting amount of time trying to find their own mortgage and ultimately fail or sign-up to a deal which they regret in 6-months time. With thousands of mortgage products available and choices such as interest only, variable or tracker rates, how do you know your are getting the very best deal to suit your specific needs? Approaching one lender can mean that they offer the same deal to a first time buyer as they would to somebody looking for a re-mortgage. In reality what you really need is a company that handles every individual need specifically to their individual situation and that is why our team are so successful. We eliminate the technical jargon and make the mortgage process as simple and as painless as possible.

A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME OR PROPERTY. YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE MOST FORMS OF BUY TO LET MORTGAGE AND SOME FORMS OF BRIDGING FINANCE.